Home Sellers Only Show You What They Want You To See

When house shopping it is important to realize that home owners only show you what they want you to see of their homes in their ads.  That is, they make sure to show you the houses pluses, but fail to show you any detractors the home may have.

My wife and I used the Internet to look at dozens of houses, if not hundreds, over the last 6 months.  During this time there have been numerous occasions where the owner of the home intentionally left out critical information on a home.  Information that if disclosed would surely have turn us off as house buyers.

Here are some examples of things that were hidden or lied about:

- Unfinished basements were included in the square footage of the house.  Giving the impression that the house was larger that it really was.
- A mobile home graveyard was across the street from one property.
- A wet weather creek ran right behind one home, which put it in danger of flooding every time in rained.
- Wide angle lenses were used for the pictures taken of the houses.  This gave the appearance of larger rooms.
- A roof was described as a “Newer Roof” when it had been re-shingled 3 times.  A roof can be re-shingled a maximum of 3 times before it has to be totally redone.
- Poor patch jobs of “fist size” holes in the walls was not disclosed in the ad.  The house was described as being well taken care of.
- Pictures were carefully taken to give the appearance that a kitchen had an attached dining area.  When in fact the dining area was squeezed into the kitchen.

The list goes on and on.  It is essential that you think about what you see in the pictures of the property ad that you are looking at.  Looking for items that are in multiple pictures can help you gauge the true size of rooms.  Taking a tape measure and looking at the room dimensions in your home will also give you an idea of how large the rooms actually are.

Being skeptical of what you are being told in the ads will help you make a more informed choice about what properties you choose to look into further.  If you don’t, you will waste valuable time pursing properties that you could have eliminated from your search by digging into them a little.

Don’t just take what you are told as the truth.  The owners will be putting their home in the best possible light.  You need to be looking out for what the property really is like.

Written by admin on September 12th, 2006 with no comments.
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How To Pay Off Student Loans

I get a lot of traffic to MyQuo.com from people looking how to pay off their student loans.  It is as if people think that there is some magical trick that will pay all of your education loans off for you.

There is no trick, no magic pill.  The only way to pay off your student loans is to pay them off.  The real question should be, “How do I find the money to pay off my student loans?”  Now that is a good question and if you are asking it, then you are on the right path.  After all, asking the right question is the first step to finding a solution to the problem.

Many people think that the problem is not having enough money.  The reality is that most people have enough money to pay off their bills.  The real problem is that they are spending too much money.  How much money are these people spending on clothes, Starbucks, eating out, clubbing, drinking, etc every month?  I’ll bet you that it is a significant portion of their budgets.

The #1 reason why people have a hard time paying off their bills is because they don’t live below their means.  They are so busy spending all of their money that they don’t have anything left to invest or to pay down their debts.  No amount of money is going to fix this problem.  The more money that comes in, more that goes out.

The solution to “how to pay off student loans” is just as easy as the problem.  People must learn to live below their means.  The first thing you need to do is create a budget.  You need to know where all of you hard earned dollars are going.  This is an essential step, so don’t skip it.

Once you have a budget, you should be able to identify areas that you can cut back on.  There will likely be a few areas when trimmed that will save you a couple hundred dollars a month.

Have you ever noticed that when a corporation begins to struggle they cut costs?  That is exactly what you need to do.  You need to cut costs.  If you start treating your finances like a business, you will be in good shape.

Make no mistake, the only way to pay off your student loans is to actually pay them off.  Trimming the fat in your budget is the quickest and easiest way to find the money to pay the debt off.  And after making your budget, you should find that the trimming didn’t hurt too much after all.

Written by admin on September 11th, 2006 with no comments.
Read more articles on Thinking About Money.

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