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	<title>MyQuo.com &#187; Thinking About Money</title>
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	<description>Money Matters For Everyday Living</description>
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		<title>Only The Uninformed Pay Annual Credit Card Fees</title>
		<link>http://www.myquo.com/free-credit-card/</link>
		<comments>http://www.myquo.com/free-credit-card/#comments</comments>
		<pubDate>Tue, 31 Jul 2007 23:05:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Thinking About Money]]></category>

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		<description><![CDATA[Like every other financial industry out there, the credit industry is highly competitive. These companies fight an everyday battle to attract customers. And this battle is raged with their credit cards. There is absolutely no reason to pay for a credit card. Almost all, if not all, of your cards should have no annual fee [...]]]></description>
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		<title>Banks Want To Loan You Money</title>
		<link>http://www.myquo.com/banks-want-to-loan-you-money/</link>
		<comments>http://www.myquo.com/banks-want-to-loan-you-money/#comments</comments>
		<pubDate>Thu, 14 Sep 2006 08:00:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Thinking About Money]]></category>

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		<description><![CDATA[I’m getting ready to make an offer on my first house in a couple days.  In preparation for that I’ve been looking into my financing options.  Anyone who is in the mortgage business can tell you, financing more often than not is a tricky process in home purchases. My case is no different.  I have [...]]]></description>
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		<title>How To Pay Off Student Loans</title>
		<link>http://www.myquo.com/how-to-pay-off-student-loans/</link>
		<comments>http://www.myquo.com/how-to-pay-off-student-loans/#comments</comments>
		<pubDate>Mon, 11 Sep 2006 08:00:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Thinking About Money]]></category>

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		<description><![CDATA[I get a lot of traffic to MyQuo.com from people looking how to pay off their student loans.  It is as if people think that there is some magical trick that will pay all of your education loans off for you. There is no trick, no magic pill.  The only way to pay off your [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Don’t Let Inflation Bite You In The Rear</title>
		<link>http://www.myquo.com/dont-let-inflation-bite-you-in-the-rear/</link>
		<comments>http://www.myquo.com/dont-let-inflation-bite-you-in-the-rear/#comments</comments>
		<pubDate>Thu, 07 Sep 2006 07:31:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Thinking About Money]]></category>

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		<description><![CDATA[A few days ago I had my neighbor complain to me about the recent rent increase in our apartment complex.  The rent was increased from $1100 a month to $1125.  That $25 increase was preceded by a $25 increase 6 months ago.  From what I’ve seen, the rent has been systematically increased twice a year [...]]]></description>
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		<title>Our First House – You Get What You Pay For</title>
		<link>http://www.myquo.com/our-first-house-you-get-what-you-pay-for/</link>
		<comments>http://www.myquo.com/our-first-house-you-get-what-you-pay-for/#comments</comments>
		<pubDate>Wed, 30 Aug 2006 17:08:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Thinking About Money]]></category>

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		<description><![CDATA[It seems that my fiancée and I may have set our requirements too high for our budget.  Originally we were hoping to get a 2000 sq ft house with .5 acres of land for around $125,000.  There are houses out there that fit the bill, but are issues with these properties. These big houses are [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Are Buying Lottery Tickets A Waste Of Money?</title>
		<link>http://www.myquo.com/are-buying-lottery-tickets-a-waste-of-money/</link>
		<comments>http://www.myquo.com/are-buying-lottery-tickets-a-waste-of-money/#comments</comments>
		<pubDate>Tue, 29 Aug 2006 21:28:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Thinking About Money]]></category>

		<guid isPermaLink="false">http://www.myquo.com/are-buying-lottery-tickets-a-waste-of-money/</guid>
		<description><![CDATA[Has someone ever told you that buying a lottery ticket is a waste of money?  I’ve been told that by a lot of people.  Although I do think most gambling is a waste of money, I do not think buying lottery tickets has to fall into this category. Let’s go over how buying scratchers and [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Your Money Is Actually Shrinking In Your Bank Account</title>
		<link>http://www.myquo.com/your-money-is-actually-shrinking-in-your-bank-account/</link>
		<comments>http://www.myquo.com/your-money-is-actually-shrinking-in-your-bank-account/#comments</comments>
		<pubDate>Tue, 08 Aug 2006 08:00:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Thinking About Money]]></category>

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		<description><![CDATA[So you have a $20,000 fund stashed away in your savings account for a new car.  Good, but did you know that this fund is not growing by the 1% savings rate in your account as you think it is? It is actually also shrinking by 3% per year.  This is because of inflation.  Every year [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Arguments Against Prepayments</title>
		<link>http://www.myquo.com/the-arguments-against-prepayments/</link>
		<comments>http://www.myquo.com/the-arguments-against-prepayments/#comments</comments>
		<pubDate>Mon, 07 Aug 2006 08:00:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Thinking About Money]]></category>

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		<description><![CDATA[The two most common arguments that I get against paying off your home as quickly as you can are: #1 – The interest you pay on your mortgage payments are tax deductible!!! #2 – You are better off investing the prepayment money into other higher earning investments. I received one such e-mail today from a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Our First House – Choosing Our Representation</title>
		<link>http://www.myquo.com/choosing-our-representation/</link>
		<comments>http://www.myquo.com/choosing-our-representation/#comments</comments>
		<pubDate>Thu, 03 Aug 2006 08:00:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Thinking About Money]]></category>

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		<description><![CDATA[I’ve been a member of the Navy Federal Credit Union since I was a child.  My dad made it a point to open up an account so that I would have access to the institution when I grew up.  It was a wise decision by him, as Navy Fed is an outstanding credit union. One [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Our First House – Do I Need A Buyer’s Agent?</title>
		<link>http://www.myquo.com/do-i-need-a-buyers-agent/</link>
		<comments>http://www.myquo.com/do-i-need-a-buyers-agent/#comments</comments>
		<pubDate>Wed, 02 Aug 2006 08:00:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Thinking About Money]]></category>

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		<description><![CDATA[I happen to know many people who work or have worked in the real estate field.  One of them recommended that I skip the buyer’s agent for this purchase.  I’m a pretty sharp guy, so I know I could if I wanted to.  In addition, I would be able to get advice along the way [...]]]></description>
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